Baylor Tuition & Cost · 2026–27
Tuition & fees at Baylor University are estimated at approximately $61,550 per year for 2026–27, based on Baylor's confirmed 2025–26 rate of $58,100 and Baylor's typical 5.9% annual tuition increase. As a private university in Waco, Texas, Baylor charges the same tuition regardless of residency. Cost of attendance adds estimated on-campus housing (~$12,595), food, books and supplies (~$1,230), transportation, and personal expenses (~$3,160). These figures reflect Baylor's most recent published amounts adjusted for typical annual increases; verify final 2026–27 figures with Baylor's One Stop office. Baylor also offers the Guaranteed Tuition Option, which locks in a fixed four-year tuition rate at slightly above standard tuition.
But that's not necessarily what your family will pay.
Financial aid changes the price, but there's no single tier.
Baylor University does not publish a single income-threshold commitment that guarantees free tuition. What Baylor does publish is a broad distribution of aid and a distinctive pricing mechanism.
Roughly 91% of Baylor undergraduates receive grant or scholarship aid, averaging $27,254 per student. Aid combines Baylor merit scholarships (President's Gold, Provost's Gold, Founders' Gold), the need-based Baylor Scholarship, Federal Pell Grant, and outside scholarships.
Baylor's distinctive pricing mechanism: elect the Guaranteed Tuition Option before the deadline and Baylor locks in a fixed tuition rate for up to 48 months, eliminating year-over-year tuition increases. The GTO rate is initially higher than the standard rate.
Source: Baylor University Undergraduate Admissions and Baylor One Stop Student Financial Services.
Without a single guaranteed tier, your family's price depends on the specific combination.
So what will Baylor cost your family?
Published prices don't answer that. Your number depends on the aid you receive, whether you enroll in the Guaranteed Tuition Option, what your family can contribute, and how much is left to cover.
And if you need to borrow some of it?
The real cost of college isn't just the four years. It's what that borrowing could mean every month for the next 20 years.
See My Baylor Estimate→Two minutes. Free. No account needed.
About these numbers
Published tuition and cost of attendance shown at the top of this page are estimated 2026–27 figures for Baylor University undergraduate students living on-campus at the Waco, Texas campus. Baylor's confirmed 2025–26 undergraduate tuition and fees are $58,100 per year with a total cost of attendance of $78,816 per year. The estimated 2026–27 tuition and fees figure of approximately $61,550 is projected using Baylor's typical 5.9% annual tuition increase (Baylor's 2025–26 tuition rose 5.94% over 2024–25). The estimated 2026–27 cost of attendance of approximately $84,978 reflects a similar upward adjustment. As a private university, Baylor charges the same tuition regardless of Texas residency. Cost of attendance adds estimated on-campus housing (~$12,595), food, books and supplies (~$1,230), transportation, and personal expenses (~$3,160). Baylor's Board finalizes final tuition rates prior to each academic year; verify final 2026–27 figures with Baylor's One Stop Student Financial Services office.
The financial aid statements shown in the section above are Baylor's own current published aid information, as posted on Baylor Undergraduate Admissions and Baylor One Stop Student Financial Services. Approximately 91% of Baylor undergraduates receive grant or scholarship aid, with an average award of $27,254 per student. Baylor awards merit-based scholarships through a tiered program (President's Gold, Provost's Gold, Founders' Gold, and additional awards) based on academic performance in the general admissions review; no separate scholarship application is required for consideration. Baylor also provides need-based aid through the Baylor Scholarship and Federal Pell Grant for eligible students, and offers work-study and student loan options. Baylor does not publish a single income-tier free-tuition commitment comparable to income-threshold programs at some other universities. Baylor's distinctive pricing mechanism is the Guaranteed Tuition Option (GTO): students who elect the GTO before the annual deadline lock in a fixed tuition rate for up to 48 months. The GTO rate is initially higher than the standard tuition rate, but the guarantee eliminates year-over-year tuition increases during the enrollment period. Election of the 2026–27 GTO opened June 1, 2026 and the enrollment deadline is August 31, 2026; graduate studies are not covered under this program. Actual family costs vary based on the specific aid Baylor offers and each family's specific financial situation.
The CollegeClearly estimator translates your family's specific cost into a standardized 20-year monthly financial commitment using CollegeClearly's own repayment model, applied identically to every school we cover so families can compare on the same basis. It is a comparison framework, not a specific loan product.
Figures are for informational purposes only and are not financial advice. Verify final costs with Baylor University's Student Financial Services office and your family's specific aid letter.